Robinhood Credit Card

4.9
10.1K reviews
100K+
Downloads
Content rating
Everyone
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About this app

The Robinhood Gold Card is the only credit card you'll need, and it's exclusively for Robinhood Gold members.*

3% CASH BACK ACROSS THE BOARD
- That’s right - earn 3% cash back on all categories**

SWIPE FREE FROM FEES
- No annual fee for Robinhood Gold members*
- No foreign transaction fees*

EARN 5% CASH BACK ON TRAVEL
- Book travel through the Robinhood travel portal and get even more cash back

SECURE ACCOUNT MANAGEMENT
- Track your spending
- Quickly report suspicious transactions
- Freeze and unfreeze your card at any time

TAKE CONTROL WITH VIRTUAL CARDS
- Pay with disposable card numbers for smarter, more private spending
- Choose one-time-use cards or recurring virtual cards for subscriptions

DESIGNED FOR THE WHOLE FAMILY
- Add cardholders of any age, so everyone can build credit
- Effortlessly track family spending, set spending limits, and lock lost cards instantly


Disclosures
Robinhood Gold Card is offered by Robinhood Credit, Inc., and is issued by Coastal Community Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Robinhood Credit, Inc. (RCT), is a financial technology company, not a bank. Robinhood Financial LLC (member SIPC [https://www.sipc.org/]), is a registered broker dealer. Robinhood Securities, LLC (member SIPC [https://www.sipc.org/]), is a registered broker dealer and provides brokerage clearing services. All are subsidiaries of Robinhood Markets, Inc. (‘Robinhood’).

Individual credit limits will vary by applicant and are subject to credit approval and underwriting. See if you’re approved with no impact to your credit score. Your credit will not be impacted unless you decide to accept the card offer.

Interest is earned on uninvested cash swept from your brokerage account to program banks. The cash sweep program and Robinhood Gold (subscription fee applies) are offered through Robinhood Financial LLC. Terms apply. Rates are subject to change. Robinhood is not a bank.

*See full rates and fee details [https://api.robinhood.com/creditcard/legal/interest-fees]. The Gold Card requires an annual Robinhood Gold subscription to apply and maintain the card and does not include a 30 day free trial. Robinhood Gold is offered through Robinhood Financial LLC (RHF) and is a subscription offering premium services for a fee. RHF (member SPIC [https://www.sipc.org/]) is a registered broker dealer. RCT and RHF are subsidiaries of Robinhood Markets, Inc. (Robinhood).

**Some limitations or conditions may apply. Must have Robinhood Financial brokerage account to redeem cash back. See rewards program terms [https://api.robinhood.com/creditcard/legal/reward-terms] for details. Rewards program terms are subject to change.


Robinhood, 85 Willow Road, Menlo Park, CA 94025.
© 2025 Robinhood. All rights reserved.
Updated on
Sep 29, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, Financial info, and Device or other IDs
This app may collect these data types
Personal info, Financial info and 7 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.9
10.1K reviews
Renee D
August 14, 2025
Recent update has made my app completely inaccessible, and it is not accessible through desktop either. It just loads infinitely and occasionally says "unexpected error has occurred". Uninstalling and reinstalling is not fixing it. This is a very serious issue with a financial app. Update: Also doesn't load on my husband's phone. There is a serious issue with the app.
7 people found this review helpful
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Michael Fischer
May 6, 2025
I love this card, it looks sharp, and 3% adds up overtime. Its also way easier to get your cash back compared to every other card offer ive seen advertised to me. They dont hold your money for a period of time or just force you to use it as credit - you just get it right away, even if the transaction is still pending. Id recommend this to anyone.
35 people found this review helpful
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Clayton Arundel
June 15, 2025
Intuitive and easy to use to maximize my benefits. As well as other conveniences I've never considered. Other cards have confusing or outdated point systems/UI, but this has been great for me. The most negative aspect is that it tries to trick you into redeeming points at a lower rate via paying off balance. But if you read what you are doing you get the 3% cash back by redeeming to your brokerage account. As long as these benefits keep up, I'm going to stick with Robinhood.
29 people found this review helpful
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What’s new

Bug fixes and performance improvements.