Albert: Budgeting and Banking

UHLELO LOKUSEBENZA LONKE-IN-ONE IMALI
Ibhajethi, yonga, chitha, futhi utshale. Konke kuhlelo lokusebenza olulodwa olunamandla ngendlela emangalisayo. Thola ukuqashwa komazisi okungu-24/7, zuza ekongeni kwakho, futhi ubuze ochwepheshe bethu bezezimali noma yini. Ukubhalisa kuyadingeka. Zama izinsuku ezingu-30 ngaphambi kokuthi ukhokhiswe.

UKUBHENGA NGE-ONLINE
Khokhwa kuze kube yizinsuku ezi-2 ngaphambi kwesikhathi ngediphozithi eqondile. Zuza ukheshi ezitolo ezikhethiwe. U-Albert akalona ibhange. Bona okuningi ngezansi.

UKWABIWA KWEZIMALI KANYE NOLAWULO LWEZIMALI ZAKHO
Thola isabelomali sanyanga zonke, landelela izindleko, futhi wenze ngendlela oyifisayo uhlelo lwakho lokusebenzisa imali. Bona wonke ama-akhawunti akho endaweni eyodwa futhi ulandelele izikweletu ezivela njalo. Sizosiza ekutholeni okubhaliselwe ongakusebenzisi futhi sixoxisane ukuze sehlise izikweletu zakho.

UKONGA KANYE NOKUTSHALA NGOKUZENZAKALELAYO
Imali ehlakaniphile idlulisela imali ngokuzenzakalelayo ukuze ikusize wonge futhi utshale. Vula i-akhawunti yokulondoloza isivuno esikhulu ukuze uzuze ukuncintisana Kwephesenti Lonyaka (APY) kumadiphozithi akho, ngaphezu kokuphindwe ka-9 kwesilinganiso sikazwelonke. Tshala ezitokisini, kuma-ETF, namaphothifoliyo aphethwe. Bona okuningi ngezansi.

VIKELA IMALI YAKHO
24/7 ukuqapha kuma-akhawunti akho, izikweletu, kanye nomazisi. Thola izexwayiso zesikhathi sangempela lapho sithola ukukhwabanisa okungaba khona. Futhi, landelela isikolo sakho sesikweletu.

IZIDLULO
U-Albert akalona ibhange. Izinsizakalo zebhange ezihlinzekwa yi-Sutton Bank kanye ne-Stride Bank, Amalungu e-FDIC. Ama-akhawunti e-Albert Savings abanjelwe inzuzo yakho emabhange anomshwalense we-FDIC, okuhlanganisa i-Wells Fargo, N.A. Ikhadi lasebhange lase-Albert Mastercard® likhishwa i-Sutton Bank kanye ne-Stride Bank, ngokuvumelana nelayisensi ye-Mastercard. I-Mastercard kanye nomklamo wemibuthano yizimpawu zokuthengisa ezibhalisiwe ze-Mastercard International Incorporated. Izimali eziku-Albert Cash zibanjwa ku-akhawunti ehlanganisiwe e-Sutton Bank nase-Stride Bank. Izimali ezikuma-akhawunti Okulondoloza zigcinwe e-Wells Fargo, N.A. Izimali ze-akhawunti ye-Cash kanye ne-Savings zifanelekela kufikela ku-$250,000 kumshwalense we-FDIC ngokudlula. Umshwalense wakho we-FDIC ungaphansi kwemibandela ethile eyaneliswa.

Izinhlelo zika-Albert zisuka ku-$14.99 ziye ku-$39.99. Ivuselelwa ngokuzenzakalela kuze kukhanselwe noma i-akhawunti yakho ye-Albert ivaliwe. Khansela kuhlelo lokusebenza. Bheka Imigomo Yokusebenzisa ukuze uthole imininingwane.

I-Instant Advances iyatholakala kuwe ngokubona kuka-Albert. Imikhawulo isukela ku-$25-$1,000, ngokuya ngokufaneleka. Akuwona wonke amakhasimende azofaneleka futhi ambalwa afanelekela u-$1,000. Izimali zokudlulisa zingasebenza.

Imalimboleko esheshayo ikhishwa i-FinWise Bank, iLungu le-FDIC, noma i-Albert, ngaphansi kwamalayisensi e-Utah naseFlorida. Imali mboleko iqala ku-$1,000, futhi ingaphansi kokufaneleka nokubuyekezwa kwekhredithi. Imigomo iyasebenza.

Ukufinyelela kusenesikhathi ezimalini zediphozithi eqondile kungahluka kuye ngesikhathi sokukhokha somkhokhi.

Imiklomelo eyimbuyiselo engaphansi kweMigomo Yokusebenzisa.

Kuma-akhawunti Okulondoloza Isivuno Esiphezulu, izilinganiso zenzalo ziyahlukahluka futhi zingashintsha noma nini. Lawa mazinga amanje angomhla ka-8/7/25. Asikho isidingo sebhalansi encane. I-Genius iyadingeka ukuze ufinyelele Ukonga Ngesivuno Esiphezulu. Izinkokhelo zokusebenzisa u-Albert zinganciphisa izinzuzo ku-akhawunti yakho.

Izinsizakalo zokuthengisa ezihlinzekwa ngu-Albert Securities, ilungu le-FINRA/SIPC. Izinsizakalo zokweluleka ngokutshalwa kwezimali ezihlinzekwa ngabakwa-Albert Investments. Ama-akhawunti okutshala imali awaqinisekisiwe nge-FDIC noma awaqinisekiswa yibhange. Ukutshala imali kuhilela ubungozi bokulahlekelwa. Ulwazi olwengeziwe ku-albrt.co/disclosures.

Umphumela wesikweletu ubalwa ngemodeli ye-VantageScore 3.0. I-VantageScore 3.0 yakho evela ku-Experian® ikhombisa izinga lengozi yakho yekhredithi futhi ayisetshenziswa yibo bonke ababolekisi, ngakho ungamangali uma umbolekisi wakho esebenzisa amaphuzu ahlukile kune-VantageScore 3.0 yakho.

I-Identity Theft Insurance ibhalwe phansi futhi ilawulwa yi-American Bankers Insurance Company yaseFlorida, inkampani ye-Assurant. Bheka izinqubomgomo zangempela ngemigomo, imibandela, kanye nokungafakwa kwekhava. Ukufakwa kungase kungatholakali kuzo zonke izindawo. Buyekeza Isifinyezo Sezinzuzo kokuthi albrt.co/id-ins.

Ikheli: 440 N Barranca Ave #3801, Covina, CA 91723
Akukho ukwesekwa kwamakhasimende okutholakala kuleli kheli. Vakashela ku-www.albert.com ukuze uthole usizo.

Ayihlangene nezinhlelo zokusebenza zebhajethi yezezimali yomuntu siqu njenge-Rocket Money, i-Monarch Money, i-Copilot noma i-Nerdwallet.