EveryDollar: Budget Management

EveryDollar: Personal Budget Planner, Expense Tracker & Finance Manager
Landelela Izindleko Nokwenziwe, Hlela Izimali, Phatha Imali

Uhlelo lwakho lokusebenza lwebhajethi yomuntu siqu: dala ibhajethi yangokwezifiso, landelela izindleko, hlela ukusetshenziswa kwemali, zibekele imigomo futhi uphathe izimali zomuntu siqu. Qalisa namuhla ukuze wenze isilandeleli sakho sebhajethi samahhala!

UMPHATHI WEZEZIMALI NOMLANDELI WESABELOMALI: LANDELA IMALI KANYE NEBHAJEJETHI NGOKULULA
• Dala isabelomali ngamaminithi
• Lungisa imali nokuhlelwa kwesabelomali noma nini, noma kuphi
• Landela ukusetshenziswa kwemali kanye nokonga imali ngokushesha, kalula nangokunembile
• Sebenzisa imali ngokuzethemba: bona ukuthi yini esele ongayisebenzisa ngokubuka nje
• Ilungele noma yimuphi ubhajethi noma umphathi wezezimali womuntu siqu: ibhajethi yomuntu siqu, isabelomali sasekhaya, isabelomali somndeni, isabelomali sabafundi nokuningi.

UMPHATHI WEZIMALI: I-AKHAWUNTI YONKE ENDAWENI EYODWA
• Isilandeleli sebhajethi yomuntu siqu, uhlelo lokusebenza lokubala nokuningi: uhlelo lwakho lokusebenza lomuntu siqu lokuphatha imali ukuze wonge imali, ukhokhe izikweletu futhi ufinyelele imigomo yokukhokha isikweletu ngokushesha
• Phatha imali nesabelomali usebenzisa i-akhawunti yakho yokuhlola ne-akhawunti yokonga
• Khokha izikweletu futhi wonge imali yomhlalaphansi nge-tracker yokusebenzisa imali
• Kulula ukusebenzisela kokubili oqalayo kanye nomphathi wezezimali onekhono noma umhleli wezezimali

UMELUSI WAKHO WEZEZIMALI: FUNDA AMACEBISO WEMALI KANYE NOKUTHI UNGAYONGA KANJANI IMALI
• Umqeqeshi wakho wemali ebonakalayo: funda ukuphathwa kwezimali ngezeluleko zochwepheshe
• Ungalandelela kanjani okwenziwayo, amathiphu okonga ezokuthutha, indlela yokudala isabelomali ozosisebenzisa ngempela nokuningi!

I-TRACKER YOKONGA IMALI: YONGA IMALI NYANGA NENYANGA
• Ababhajethi bonga imali: thola isilinganiso esingu-$395 ngaphezulu njalo ngenyanga
• Yehlisa izindleko ngokwesilinganiso ngo-9% enyangeni yokuqala

I-TRACKER ECHITHWAYO: SEBENZISA IMALI AKUNA Mcala
• Ukuphatha imali nge-tracker yethu yezezimali kanye nohlelo lokusebenza lokuphatha imali kulula: yazi ukuthi ukonga kwakho imali nokusebenzisa imali kuyaphi
• Imali nokuhlela isabelomali kusiza ukukunika amandla okonga imali nokusebenzisa imali ngaphandle kwecala
• Landelela ukusetshenziswa kwemali ukuze ugweme ukudlula isabelomali

I-TRACKER YEZINDLEKO: THOLA Izindleko EZIFIHILE
• Phatha okubhaliselwe futhi ulandelele izindleko
• Ukulandelela ukusetshenziswa kwemali kulula ngokuxhunywa kwebhange okuzenzakalelayo

I-TRACKER YEMALI NOHLELO LOKUSEBENZA LOKUTHOLA UMTHETHOSIVIVINYO: YISEBENZISE IMALI YAKHO ENGEZISEKILE
• Umenzi wesabelomali sakho konke-komunye, isilandeleli sebhili kanye nohlelo lokusebenza lwemali engenayo
• Umhleli weBill ikuvumela ukuthi uphathe izikweletu nezindleko kalula nangokushesha
• Qhathanisa imali engenayo uma iqhathaniswa nezikweletu ukuze ulungise amagoli okusebenzisa nokonga
• Gada zonke izinhlobo ze-bill tracker nezimo zomphathi wezindleko: isilandeleli sezibonelelo, isilandeleli sezindleko zohambo, isilandeleli sebhajethi yeholide nokunye

I-TRACKER YOMGOMO WEMALI: WONKE UMGOMO UQALA NGESABELO-MALI
I-EveryDollar iyithuluzi lesabelomali eliphelele layo yonke imigomo yakho yezezimali. Dala amabhajethi anoma iyiphi inhloso yebhajethi noma yokonga, efana nalokhu:
• Isabelomali somuntu siqu
• Isabelomali sasekhaya
• Isabelomali somndeni
• Isabelomali seholide
• Isabelomali somshado
• Isabelomali sanyanga zonke
• & Okuningi!

Njengohlelo lokusebenza lwesabelomali samahhala, i-AllDollar ikusiza:
• Yakha isabelomali sanyanga zonke
• Buka umhleli wakho webhajethi wamahhala kunoma iyiphi idivayisi
• Yenza ngokwezifiso i-tracker yakho yokuchitha imali ngezindleko zanyanga zonke
• Dala izigaba zebhajethi ezingenamkhawulo nezinto zomugqa
• Yonga imali ngokuthenga okukhulu nemigomo
• Yabelana ngesabelomali sakho sasekhaya kanye nokulandelela izindleko
• Hlukanisa okwenziwayo kuzo zonke izinto zomugqa wesabelomali
• Hlela izinsuku ezinqunyiwe zokuphatha izikweletu nokulandelelwa kwesabelomali

Thuthukisa ulwazi lwakho lwebhajethi futhi wengeze:
• Sakaza ngokuzenzakalela okwenziwayo kubhajethi
• Xhuma kuma-akhawunti wezezimali
• Thola umbiko wezindleko wangokwezifiso wokusetshenziswa kwemali nemali engenayo
• Thumela idatha yokwenziwayo ku-Excel futhi uzenzele owakho umbiko wezindleko
• Thola izincomo zomuntu siqu zezindleko zokulandelela
• Setha isikhumbuzi sebhili sanyanga zonke ukuze uphathe izikweletu kalula
• Buka i-tracker yakho yamanje & ehlongozwayo enenani elifanele
• Landelela indlela osebenzisa ngayo imali, lapho uhola nezinsuku okumelwe ukhokhe ngazo ngokuhlela iholo
• Setha inkokhelo yesikweletu nemigomo yokonga futhi ubone ukuthi uzoyithola nini ngomhlahlandlela wezezimali
• Khokha isikweletu ngokushesha ngokulandelela izindleko kalula
• Joyina izikhathi ze-Q&A ezibukhoma nabaqeqeshi bezezimali abangochwepheshe

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