American Century Investments

Hlola ibhalansi. Faka imali. Hlala uphezulu emhlabeni wakho wokutshala imali.

Hlala uxhumekile emalini oyitshalile usohambeni ngohlelo lwethu lokusebenza lweselula. Iklanyelwe ukukusiza ube umtshali-zimali omdingayo emhlabeni. Izici ezintsha zihlala zisebenza.

Incazelo:

Inguqulo ye-Android yohlelo lokusebenza lweselula lwe-American Century Investments® ikuvumela ukuthi ulandelele ama-akhawunti akho futhi ingakusiza unqume isinyathelo esilandelayo sokuthi kungani utshala imali—umhlalaphansi, ukonga wasekolishi, ukuzimela ngokwezimali nokunye.

Uhlelo lokusebenza lusebenza nezinhlelo ze-Android OS 11 nangaphezulu. Izici zamanje ziyatholakala kuma-akhawunti wabahlanganyeli bohlelo lomhlalaphansi lomtshali-zimali ngamunye, ama-brokerage kanye nohlelo lomhlalaphansi lomsebenzi. Izici zokwenziwe azitholakali kuma-brokerage, izinhlelo zendawo yokusebenza kanye nama-akhawunti e-Private Client Group. Lolu hlelo lokusebenza alutholakali kuma-akhawunti okonga ekolishi angu-529.

Hlala Ulalele Ezimakethe
Umsebenzi wemakethe ungathinta utshalomali lwakho kodwa ugcine umbono wesikhathi eside. Yileyo ndlela ochwepheshe bethu ababeka ngayo utshalomali lwethu ngokunganaki ukuthi izimakethe zenzani.

Bheka Ibhalansi Ohambeni
Buka ama-akhawunti akho esikrinini Sesamba Sempahla Yami bese uthola:

· Ibhalansi yakho iyonke
· Ishadi lomlando webhalansi esebenzisanayo lapho ungathepha futhi uhudule ukuze uthole isikhathi sangokwezifiso noma ibhalansi yosuku oluthile
· Izilinganiso ze-akhawunti ngayinye kanye nekhono lokwenza igama le-akhawunti libe ngelakho
· Ukusebenza kwakho kokutshalwa kwezimali emakethe yokugcina kuvalwa
· Iphesenti ushintsho usuku nosuku

Tshala Kakhudlwana Ngezinjongo Zakho
Ingeza ku-akhawunti ekhona ngokushesha futhi kulula.

· Khetha okuthi “Thenga” isikhwama ofuna ukuthenga ngaso amasheya, ukhiye ngenani, bese ukhetha ibhange lakho.
· Kufanele ube ne-akhawunti yasebhange efayeleni.
· Itholakalela i-IRA yendabuko ekhona, i-Roth IRA nama-akhawunti e-mutual fund.

Ukutshalwa kwezimali okwengeziwe ohlelweni lokuthatha umhlalaphansi emsebenzini, ama-akhawunti angu-529, ama-brokerage kanye ne-Private Client Group akutholakali ngohlelo lokusebenza.

Khipha Izimali Kalula
Uma sekuyisikhathi sokusebenzisa imali yakho, kulula ukuhoxiswa kuma-akhawunti omhlalaphansi nalawo angawomhlalaphansi. Khetha okuthi “Thengisa” esikhwameni ofisa ukuhlenga kuso, faka inani bese ukhetha i-akhawunti yakho yasebhange.

Buka Ukusebenza Komuntu Siqu
Bona ukuthi utshalomali lwakho lusebenze kanjani kuleli sonto, kule nyanga, kulo nyaka noma phakathi nayo yonke iminyaka oyitshalile. Ukubuyekeza ukusebenza kungakusiza:

· Yenza izinqumo zokutshala izimali.
· Linganisa izinga lobungozi bakho.

Buyekeza Inqubekelaphambili Yokuthatha Umhlalaphansi
Hlala uphezulu kwalo mgomo omkhulu:

· Bona umkhawulo wonyaka wokunikela nokuthi usondele kangakanani kuwo.
· Buka ibhalansi yakho yokutshala imali yomhlalaphansi.

Buka Okwenziwe Kwakamuva
Buyekeza imisebenzi yezinsuku ezingu-90 ezedlule Emlandweni Wakamuva. Ayitholakali ohlelweni lokuthatha umhlalaphansi emsebenzini, i-529, i-brokerage noma i-akhawunti ye-Private Client Group.

Yenza Izinguquko Ngokushesha
· Phatha izibuyekezo zekheli le-imeyili futhi ubonise i-imeyili eyinhloko ye-akhawunti yakho.
· Shintsha iphasiwedi yakho bese uphatha izilungiselelo zebhayomethrikhi (ukubonwa kobuso nokuthinta) ukuze uvikeleke.
· Buka noma ufihle ama-akhawunti ebhalansi ayiziro, bese uguqulela emuva naphambili.

Lokhu kwaziswa kulungiselelwe izinjongo zokufundisa kuphela. Akuhloselwe ukuhlinzeka, futhi akufanele kuthenjelwe kukho, ukutshalwa kwezimali, i-accounting, iseluleko sezomthetho noma sentela.

Amasevisi okuthengisa ahlinzekwa yi-American Century Brokerage, ingxenye ye-American Century Investment Services, Inc., umthengisi/umthengisi obhalisiwe, Ilungu le-FINRA, i-SIPC®.

Izinsizakalo zokweluleka ze-Private Client Group zihlinzekwa yi-American Century Investments Private Client Group, Inc., umeluleki wokutshalwa kwezimali obhalisiwe. Le sevisi ngokuvamile eyamakhasimende anotshalomali obuncane obungama-$50,000. Sishayele ukuze sinqume izinga lesevisi elikufanele. Isevisi yokweluleka ihlinzeka ngokuphathwa kokutshalwa kwezimali kokuzikhethela ngenkokhelo. Konke ukutshala imali kuhilela ubungozi.

©2024 American Century Proprietary Holdings, Inc. Wonke amalungelo agodliwe.