Klarna | Shop now. Pay later.

4.9
1.2M reviews
50M+
Downloads
Content rating
Everyone
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About this app

MANAGE YOUR PAYMENTS.
Get a complete overview of your purchases, upcoming payments, and outstanding balance. Stay on track by activating push notification reminders.

SHOP AT YOUR FAVOURITE BRANDS.
Access Klarna's flexible payment options anywhere, exclusively in the Klarna app. You can Pay now, Pay in 3 interest-free instalments, or Pay in 30 days.
Klarna's Pay in 3 / Pay in 30 days are unregulated credit agreements. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. Ts&Cs and late fees apply. Visit: klarna.com/uk/terms-and-conditions.

GET THE KLARNA CARD.
Use Klarna everywhere Visa is accepted. Pay right away, once a month or over time, shop abroad without foreign exchange fees from Klarna, and enjoy no monthly fees.
Klarna Card is a regulated credit product. Borrowing more than you can afford, or paying late, may make it harder to get credit. 18+, UK residents only. Subject to status. T&Cs and late fees apply. Representative APR 0.0% (variable).

SEARCH FOR ANY PRODUCT.
Find what you're looking for faster, and compare prices across your favourite stores to get a great deal.

NEW DEALS EVERY DAY.
Shop and save with exclusive deals and discounts from all over the world, right in the Klarna app. Find a deal you like, claim it with a tap, and check back tomorrow—new offers are added all the time.

TRACK YOUR DELIVERIES.
Get live updates on your purchases and track them from store to door.

HASSLE-FREE RETURNS.
Need to send something back? Report a return right in the app. We’ll pause your purchase so you don’t have to pay in the meantime.

INSTANT SHOPPING CONFIRMATION.
No one likes to wait. When you buy something in the Klarna app, you'll see your purchase just seconds after you place the order.

STAY SAFE.
Shopping is thrilling enough without security risks. Our login with Face ID, Touch ID or PIN is as simple as it is secure.

24/7 CUSTOMER SERVICE.
Use our chat in the Klarna app for round-the-clock service.

BOOK A TRIP. PAY IN 3.
Spread travel costs over time with Klarna. Book flights, hotels and rentals at your favourite sites in the app. Holiday planning just got a bit smarter.

WE’VE GOT YOUR BACK.
Shop with peace of mind knowing that Klarna’s Buyer and Fraud protection has you covered.

DIGITISE YOUR LOYALTY CARDS
Klarna is the official successor to Stocard. Unclutter your wallet by scanning the code on your plastic cards within seconds.
Updated on
26 Sept 2025
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Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
App activity, App info and performance and Device or other IDs
This app may collect these data types
Location, Personal info and 6 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.9
1.18M reviews
Sean Neville
18 September 2025
The app itself isn't bad for a BNPL as far as being able to get things. The problem comes in when they continually change your purchasing power for no apparent reason what so ever. when I first started my account I had 450$ and never missed a payment yet somehow as im writing this, im at 200$. this is unlike any BNPL ive ever dealt as all the other will raise your limit for making successful payments and also notify as to why you're getting an increase. probably not gonna use this much anymore.
11 people found this review helpful
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Laurel Kardison
28 August 2025
Not a good creditor imo bc they make you put down insane down payments at like 30%. so what is the point of borrowing money? Also, app is EXTREMELY hard to use. I just want to pay back my total in full, but they want that interest HARD bc it's virtually impossible to pay stuff off in full on the app. be careful: they advertise at the mall and hook you. You're better off with a real credit card bc at least you can fight a real bank if you hit hard times. Don't give into the temptation.
35 people found this review helpful
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Adriana CJ
5 September 2025
Don't Order From Amazon With Their Card they declined the rest of an order like the amount didn't exactly match the remainder of the payment plan and Amazon pulled 90 from my bank account. Customer service is some kind of no help AI that told me I should make sure I have enough money in my accounts. Ridiculous. First and last time that I will use for Amazon payments. My day/week was already bad and Klarna just piled on top when it was used to give me a break.
37 people found this review helpful
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What's new

Shop smarter in the latest Klarna app. Discover the Klarna Card, pay flexibly at top brands, and keep track of all your payments. We've also made updates to boost your shopping experience.