Krak: Send Money Anywhere

4.0
357 reviews
1L+
Downloads
Content rating
Everyone
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About this app

Introducing Krak, the new app from Kraken that lets you send money to 160+ markets globally in seconds, hold 300+ currencies and crypto assets, and automatically earn up to 10% rewards on your balance. No hidden transfer fees. No lockups. Just borderless payments that feel as simple as texting.

GLOBAL P2P PAYMENTS WITH REWARDS
• Send money instantly to 160+ countries using just a @Kraktag username
• Earn up to 10% rewards on eligible assets with no lock-ups
• Zero transfer fees with transparent, upfront conversion rates

INSTANT & TRANSPARENT TRANSFERS
• Your money arrives in seconds, not days
• See exactly what you're sending and receiving with zero hidden fees
• When converting between currencies, all spreads are shown upfront before you confirm
• Manage international finances without juggling multiple apps

MULTI-CURRENCY BY DEFAULT
• Hold, convert, and send 300+ fiat currencies, stablecoins, and crypto assets
• Live in USD, get paid in EUR, send in GBP - Krak handles it seamlessly
• Real-time asset swapping with all costs shown before you confirm

PAYMENTS THAT FEEL LIKE A CHAT
• Pay friends like you send a DM with your unique @Kraktag username
• Share animated paylinks with memes & emojis - feels like texting, not banking
• Chat-like flows make complex financial tasks simple
• Request money or send payment reminders easily

BUILT FOR YOU, POWERED BY KRAKEN
Built by the team behind Kraken, one of the world's most trusted crypto exchanges. Your funds are protected with institution-grade security, multi-factor authentication, and industry-leading safety protocols.

Krak is an affiliated brand of Kraken.

Geographic restrictions apply. Instant buy/sell fees apply when you convert one asset or currency to another before making a transfer. Please see our fee schedule for more information: www.kraken.com/features/fee-schedule. Applicable fees will be shown before you make a transfer.

Not investment advice. Crypto trading involves risk of loss.

Although the term "stablecoin" is commonly used, there is no guarantee that the asset will maintain a stable value in relation to the value of the reference asset when traded on secondary markets or that the reserve of assets, if there is one, will be adequate to satisfy all redemptions.

Cryptocurrencies are unregulated in the UK, profits may be subject to capital gains tax, and the value of cryptocurrencies can go down or up

Don’t invest unless you’re prepared to lose all the money you invest. This is a high-risk investment and you should not expect to be protected if something goes wrong. Take 2 mins to learn more at https://www.kraken.com/legal/uk/disclaimer

Terms of Service:
www.kraken.com/legal
Updated on
26 Sept 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 7 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.0
353 reviews
Sharon V.
6 September 2025
Back to Venmo (this is far from ready). The app is incredibly buggy on Apple and Android devices (to the point of everything just freezing up as gray bubbles and not allowing cash withdrawals to bank accounts). Also, referrals don't work properly and the referral requirements change unexpectedly (which causes referrals under the previous conditions to not count). Looks good when it loads, but just some unintuitive flows and too many bugs to be trustworthy. Support is friendly, but unhelpful.
10 people found this review helpful
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leplane
28 August 2025
It's okay, but kinda redundant if you can't withdraw fiat to a debit card, or use the funds to pay for things via a kraken debit card. Its use it's pretty limited as is. If you guys figure out a solution, I'll probably come back and update my review. Appreciate y'all listen to suggestions tho, unlike robinhood etc
4 people found this review helpful
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prosper orie
1 October 2025
this app customer support is the worst thing in life that can ever happen to you my fiat deposit for 2 days now pending all all customs support knows how to do is escalate cases but nothing has been done no email nothing am very disappointed usually this app that just steal my deposit for days
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Payward, Inc.
1 October 2025
We understand how worrying this must feel. Deposits can sometimes take extra time depending on the funding method. Please reach out via our support platform or our official social channels with your Public Account ID so our team can further review it and assist you 🐙

What's new

Send and receive money instantly with Krak – the fast, secure, and easy way to pay anyone, anytime. No hassle. Just tap and go.