Four | Buy Now, Pay Later

4.5
8.94K reviews
500K+
Downloads
Content rating
Everyone
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image

About this app

FOUR MAKES ONLINE SHOPPING SIMPLE, FLEXIBLE, AND REWARDING.
Buy now, pay later at hundreds of online retailers. Split your purchase into 4 easy payments—paid every two weeks—so you can shop what you love while staying on budget.
Manage every order in one shopping app and enjoy a faster, smoother checkout experience. Upgrade to Four+ for access to exclusive stores, special offers, and more ways to shop online.

WHY SHOP WITH FOUR?
• PAY IN 4 INSTALLMENTS
Split payments over time with clear schedules so you know exactly what’s due and when.
• FLEXIBLE PAYMENT PLANS
Stay on budget with predictable due dates and helpful payment reminders.
• ONE SHOPPING APP FOR EVERYTHING
Browse partner stores, track orders, and manage your payment methods in one place.

HOW FOUR WORKS
1. DOWNLOAD the Four shopping app and sign up in minutes.
2. SHOP ONLINE at your favorite Four partner retailers.
3. SELECT FOUR AT CHECKOUT to split your purchase into 4 payments.
4. PAY EVERY TWO WEEKS — your first payment today, the rest in 2-week intervals.

WHY USERS CHOOSE FOUR
• Quick and easy sign-up process
• Access to hundreds of online shopping options
• Manage your installment plans and track spending
• Get notified before each payment is due
Works with top online retailers for a seamless checkout

DOWNLOAD FOUR TODAY and discover a better way to shop online—buy now, pay later in 4 installments, and stay in control of your spending.

Users must be 18 or older, a U.S. resident, and meet additional eligibility requirements. Not available in NM.

By using the Four app, you agree to Four’s User Agreement and Privacy Policy.

https://www.paywithfour.com/legal/user-agreement

https://www.paywithfour.com/legal/privacy-policy
Updated on
25 Sept 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info
This app may collect these data types
Personal info, Financial info and 3 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.5
8.8K reviews
Jeremy D. Harness
4 September 2025
I find it absolutely ridiculous that a pay in four app has something that they call a "Plus" membership that allows you to shop at the most common stores. you can't shop at Amazon without paying an additional $12.99 a month for this app. I highly suggest using affirm, afterpay, klarna, and zip to name a few - every one of these don't have membership fees and allow you to shop anywhere. I'm sure this app is perfectly lovely, but I'm not paying $12.99 to find out.
121 people found this review helpful
Did you find this helpful?
Four Technologies, Inc
5 September 2025
We're so sorry that you've run into technical trouble. We would love to hear from you so we can help! Please reach out to us at support@paywithfour.com.
이탄희
23 September 2025
Declined my eBay purchase even though a pending charge went through to my card for the first installment as soon as I tried to complete purchase. I understand needing to confirm available funds, but makes no sense to charge me without allowing me to complete my purchase. The amount requested matches the exact purchase total, so it isn't a discrepancy causing the error.
4 people found this review helpful
Did you find this helpful?
Four Technologies, Inc
23 September 2025
We're so sorry that you've run into technical trouble. We would love to hear from you so we can help! Please reach out to us at support@paywithfour.com.
Gena Marie Combs
30 August 2025
pretty great app aside from membership fees and the confusion with exactly how they charge your first payment...it seems to drop off after 24 hours yet I keep getting notifications that I've got 24 hours left to use it only for it to decline what I'm wanting to purchase-edit to say I figured it out! Exceptionally high spend limit and great part is you don't have to shop in one store with it!
37 people found this review helpful
Did you find this helpful?
Four Technologies, Inc
4 September 2025
Thank you for choosing Four—happy shopping!

What's new

Bug fixes and improvements