Flex - Rent On Your Schedule

4.7
78K reviews
1M+
Downloads
Content rating
Everyone
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About this app

Pay rent your way.

Flex splits your monthly rent into smaller, more manageable payments that are easier on your budget. It helps you pay rent on time, build your credit history, and breathe a little easier every month.

How it works

Flex gives you access to a credit line that you can use for rent. Each month, you pay part of your rent up front and borrow the rest. Flex pays your full rent to your property when it’s due, and you pay Flex back later in the month—on a schedule that works for you and your finances.

Disclosure

Flexible Finance, Inc., together with its subsidiaries (“Flex”), is a financial technology company, not a bank. All loans, banking services, and payment transmissions are offered by Lead Bank. An application and credit assessment are required. Unsecured lines of credit for Flexible Rent are provided for a recurring monthly membership fee up to $14.99; membership automatically renews until canceled. A bill payment fee of 1% of your total rent amount is also charged (an additional 2.5% processing fee applies when using a credit card). Term loans for Flex Move-in are provided at 16.95%- 23.84% annual percentage rate (APR) based on state of residence, loan duration, and other relevant factors. A bill payment fee of 1% of your initial payment amount is also charged. Term loans are currently only available to eligible customers in certain states.Other third party fees may apply. See your offer for more details. Positive rent payment history and information about your loan may be reported to one or more national credit bureaus. All Loan amounts vary based on eligibility. Any graphics are for illustrative purposes only. Terms and conditions apply. All loan proceeds are disbursed by Lead Bank; neither Flex nor any of its subsidiaries disburse loan proceeds or engage in the movement of consumer funds. Brokering activities are performed by Flexible Finance Brokering, Inc. Servicing and collection activities are performed by Flexible Finance Servicing, Inc.

Licenses

Flexible Finance Brokering, Inc., Nationwide Multistate Licensing System (“NMLS”) ID #2599800
Flexible Finance Servicing, Inc., NMLS ID #2256673
Please refer to NMLS Consumer Access for information on our licenses.
Updated on
19 Sept 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 4 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.7
76.6K reviews
Erin McGuire
2 October 2025
It was fine for over a year, until they started pushing ACH so hard and my portal really wouldn't synch with them. Rent is so important and time sensitive, and after the last few months being stressed and panicked about getting Flex to work, I am tapping out. Won't be using it again. AND the fact that they don't have a web-based option also is incredibly frustrating.
4 people found this review helpful
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Flexible Finance, Inc.
2 October 2025
Thank you for taking the time to share your feedback - we truly appreciate it. We're always working to improve the app and your input helps us make it better. If there's anything specific you'd like to see in future updates, please don’t hesitate to let us know.
Chantelle Ekvall
3 October 2025
Must be a new glitch with the new update. I tried to pay my rent but says my card can't be processed. Then I noticed my billing address info was deleted. When I tried to enter in my address, it froze. I've tried several times to enter it but it keeps freezing when I try to select the correct State. Please fix the glitch! Currently I can't pay my rent due to issues with the app.
2 people found this review helpful
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Flexible Finance, Inc.
3 October 2025
We truly apologize for the account issues you are experiencing. Please email us at help@getflex.com with the subject title "ATTN: Flex Customer Care”. We will keep an eye out for your email and respond as quickly as possible. Thank you!
Stacey Little
5 January 2025
Update: My rent was not paid on time! It caused a late fee. Flex refused to resolve the issue. The service is good until you move. Then it's extremely frustrating getting your information straightened out. I have re-linked my new address several times. I wish there was a physical person I could talk to so I straighten this out. I would hate for my rent to not be paid on time because flex hasn't resolved the issue. I have also sent emails and have contacted them though the app as well.
212 people found this review helpful
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Flexible Finance, Inc.
3 December 2022
Hi Stacey, we apologize for the issues you are currently experiencing. I see an agent has contacted your property manager to further assist. Please let us know if you have any further questions. We look forward to working with you! Thank you!

What's new

Thanks for using Flex! We update our app regularly to make your rent payment experience even better. Every update to the Flex app includes performance improvements like speed, reliability, and bug fixes. As new features are released, we'll highlight them for you directly in the app.