Affirm: Buy now, pay over time

4.8
509K reviews
10M+
Downloads
Content rating
Everyone
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About this app

Get a flexible payment plan for any purchase when you pay with Affirm at participating stores. Shop with confidence, knowing exactly what you'll pay from the start. Affirm doesn’t charge late fees, penalties, or hidden costs of any kind.

Manage your account and make payments using the Affirm app. You’ll also receive email and text reminders to keep you informed about upcoming payments. And with our AutoPay feature, you’ll make automatic payments, so you won’t miss any.

Shopping with Affirm is simple and straightforward.

• Fill your basket and choose Affirm at checkout. • We'll check your eligibility (this only takes a moment and won't affect your credit rating). • Choose the payment plan that works best for your budget. We'll never charge more than what you see up front. • Complete your purchase online and pay over time.

Get the things you need and choose a payment plan that fits your budget. Enjoy pay-over-time flexibility with Affirm.

Affirm is a form of credit. Credit is subject to a credit check and minimum spend, which may vary from time to time. UK residents only, 18 and over with a bank account or a debit card. Terms apply. Missed payments could affect your financial status. Representative example: A £900 purchase might cost £83.90/mo over 12 months at 22% Representative APR. A deposit may be required. Affirm UK Limited, 1 Angel Court, 13th Floor, London, EC2R 7HJ is the Lender.

Visit uk.affirm.com/help for more information.

© Affirm U.K. Limited, All Rights Reserved.
Updated on
1 Oct 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location and App info and performance
This app may collect these data types
Personal info, Financial info and 3 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.8
495K reviews
LCD_ scream
8 August 2025
Affirm has been an absolute blessing for me and my family because it makes purchasing expensive items so much easier. As long as you have a job/steady income and a bank account, you're able to pay over time (usually around 3-18 months, it gives different options). I've been able to use it for both planned and unexpected purchases. Making on-time payments and successfully completing purchases improves your credit score too. Highly recommend!
379 people found this review helpful
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Bryan
15 August 2025
Affirm was wonderful when my wife and I started using it. We made several purchases through affirm and paid the $1200 balance off in a few months, if that. The second time we used it, we had all payments set to autopay, only to find out when we opened the app we had missed payments due to Affirms error. We still have purchasing power at many places, but when we aren't able to use any of it due to this.
47 people found this review helpful
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Affirm, Inc
20 August 2025
We're sorry to hear this. Please don't hesitate to reach out to us at (855) 423-3729 if you have any questions. We're always happy to help! -JS, Customer Care
E M
24 September 2025
it's weird how I get a $700 credit, use it, then pay it off and then try and get another credit only to be told I don't qualify because not enough time with credit history. I had less of a credit history when they approved me the first time. I've realized One Pay and After Pay will give you another credit as long as you pay off each credit you get!! It Seems like Affirm doesn't look at your payments made with them or that you pay it off but at the spread sheets with the #'s to make theidecisions
10 people found this review helpful
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Affirm, Inc
24 September 2025
Hi there. Because we negotiate these loan eligibility criteria and interest rates with each merchant individually, you may see that your loan options may vary between different merchants. We apologize for any confusion here. -JS, Customer Care

What's new

Miscellaneous fixes and improvements