Optum Financial

4.3
8.89K reviews
500K+
Downloads
Content rating
Everyone
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About this app

Managing and paying for eligible health care expenses on the go has never been easier with the Optum Financial mobile app. Designed with unique features like receipt capture and e-sign dependent care certification, you can easily manage account details, access transaction history and view balances - giving you maximum control over you accounts and healthcare finances.

Mobile features include:
• Access to view and manage all Optum Financial benefit accounts
• View account balances and transaction history
• Pay providers or reimburse yourself for qualified out-of-pocket expenses
• View and manage claims
• Receive smart in-app alerts for claims requiring attention
• Capture and upload claims documentation through photo capture technology
• Quick access to previously submitted documentation
• Connect with a live customer care representative via mobile chat 24/7
• Manage account preferences and add account users
• Access eligible expenses listing

Access Instructions
You will need to have an Optum Financial or ConnectYourCare health account to use this app. If you are an Optum Financial or ConnectYourCare customer and need to update your account credentials, please visit www.optumfinancial.com.

ABOUT OPTUM FINANCIAL:
Optum Financial is advancing the way account holders save and pay for care, connecting the worlds of health and finance in ways that no one else can. Optum Financial is the #1 ranked health accounts administrator with over $17.7B in customer assets under management. By developing proprietary technology and applying advanced analytics in new ways, Optum Financial helps reduce costs while helping people make better health decisions– creating a better health care experience for our customers.
Updated on
Sep 11, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, Financial info and 4 others
Data is encrypted in transit
Data can’t be deleted

Ratings and reviews

4.3
8.77K reviews
Joseph Moore
September 6, 2025
The biometrics do nothing, why do I login with biometrics and get routed to login? As for the auth its just a web view (iframe) to the normal website, and none of the options (remember username, trust this device) work. Once you login you will get one of a few 500 errors or, if your lucky a 404. I don't understand the constraints the developers are working under, I'm not there, but it's clear that they desperately need a qa engineer. I would not suggest using the app at all, use the site.
2 people found this review helpful
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Chris Eastepp
July 14, 2025
Total garbage app. Biologic login never works. I have to reset my password constantly and get told "cant use old password". Has a check box for remember my username, does it? Absolutely not. Remember my device? Absolutely not. Then when you do get logged in, 502 error, 404 error. Like seriously? Is your IT team basket of potatoes or do you just not give them the resources they need because your greedy? 0/10 recommend anything with Optum, only use it because I am forced to.
10 people found this review helpful
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Angie Hauer
July 21, 2021
This is a terrible app for your phone. All the information is not visible. What's the point of having an app then? Why did they change from something that works to something that doesn't?? Ug. Still have to register, not looking forward to that. I tried, but it wouldn't let me have the same user name as before so bypassed it for now. Have until Sept 1st.
12 people found this review helpful
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What’s new

User Experience and Performance Fixes.